Residential Mortgage Senior Loan Closer
Company: Fulton Bank, N.A.
Posted on: January 14, 2020
# of Openings
Our values define us and our culture inspires us to Change lives
for the better. Our employees are the heart and soul of our company
and every success we experience begins with them. We hire team
members who raise the bar, who are collaborative and inclusive, who
build relationships, and who are looking for a long-term career
with Fulton. We strive to promote a culture of Work-life balance,
to unplug and recharge to be your best self, at work and at
Responsible for the efficient and timely process of preparing legal
documents for the settlement phase of residential mortgages on
numerous loan types and products. Responsible for providing high
service quality, on demand, to both internal and external
customers. Responsible for the efficient and timely delivery of
General Ledger tickets. Responsible for complete and thorough
review of HUD 1 and Truth in Lending to assure we are compliant
with all regulations.
The hours for this position is 8:00 - 5:00 Monday - Friday.
The position is located at our corporate headquarters in Penn
Square, Lancaster, Pa.
* Process documents necessary for the settlement phase of
residential mortgages for Fulton Bank, N. A. and affiliates.
Maintaining excellent, high quality working relationships with
attorneys and title companies, as well as internal and external
customers. Obtaining and reviewing all conditions necessary to
close residential mortgage loan, including but not limited to,
title binder, fees, closing service letter, wire instructions and
hazard and flood insurance policies for accuracy and meeting
investor guideline standards. Review and approve certifications
required for employee loan to assure accuracy and meeting guideline
standards, termite, well, septic, structural, POA, maintenance
agreement. Accurately preparing, composing and reviewing necessary
documents for all settlements on all loan and product types,
including assisting internal customers with documents needed for
preparing second mortgages and combined program and products to
meet required guidelines. Assuring accuracy and timely delivery of
all closing packages. Objective is to deliver complete closing
packages within 8 hours of scheduled closing date to meet customer
expectation. Keeping management informed of relevant matters.
* Have thorough knowledge and background in the following areas
Conventional and government mortgage closing process and ability to
keep self educated in other mortgage lending guidelines and
requirements used in combination with loan types. Fiserv Unifi loan
origination system, particularly relating to the closing process
and delivery functions. Home Mortgage Disclosure Act and Real
Estate Settlement Procedures Act requirements and assure that data
is reported correctly and accurately to avoid penalties. State and
Federal laws in relation to mortgage loan closings.
High School Diploma or the Equivalent Experience. Specialty: Does
not apply at this level of education. (Required)
3 or more years Mortgage banking and closing. (Required)
This role may perform other job duties as assigned by the manager.
Each employee of the Organization, regardless of position, is
accountable for reading, understanding and acting on the contents
of all Company-assigned and/or job related Compliance Programs,
regulations and policies and procedures, as well as ensure that all
Compliance Training assignments are completed by established due
dates. This includes but is not limited to, understanding and
identifying compliance risks impacting their department(s),
ensuring compliance with applicable laws or regulations, and
escalating compliance risks to the appropriate level of
As a condition of employment, individuals must be authorized to
work in the United States without sponsorship for a work visa by
Fulton Financial Corporation currently or in the future.
Fulton Financial Corporation ( Fulton ) is an equal opportunity
employer and is committed to providing equal employment opportunity
for all qualified persons. Fulton will recruit, hire, train and
promote persons in all job titles, and ensure that all other
personnel actions are administered, without regard to race, color,
religion, creed, sexual orientation, national origin, citizenship,
gender, gender identity, age, genetic information, marital status,
disability, covered veteran status, or any other legally protected
Keywords: Fulton Bank, N.A., Lancaster , Residential Mortgage Senior Loan Closer, Other , Lancaster, Pennsylvania
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